The Pay and Lifestyle of an Infantryman (68W) in the U.S. Military

Questioning whether you can work as an Infantryman (68W) every single day for a living involves clarifying several aspects. While it’s true that all Sergeants (SGTs) are paid the same regardless of their Military Occupational Specialty (MOS), such as being a 68W (Infantryman) or a 68W, having a 68W MOS does indeed come with its unique set of responsibilities and challenges.

Base Pay and Military Ranks

One important distinction to understand is that the base pay for all U.S. Military personnel, regardless of their MOS, is structured similarly. For example, a Third Class Specialist (E-4) at any MOS is paid the same as a Third Class Specialist in a different MOS. However, additional pay may come from duties and responsibilities associated with specific MOSs, such as the 68W Infantryman role, which can include a hazardous duty pay (HD PU) and special duties pay (SD PU).

It's worth noting that while base pay rates are uniform, actual earnings can vary based on an individual's specialization, leadership position, and geographic location. For instance, a 68W in a combat zone or in a high-demand unit might receive additional pay, while those in less demanding roles might have different pay structures.

Living Expenses and Financial Benefits

The U.S. Army is designed to provide a certain level of financial support to service members. While the base pay may not be on par with some private sector careers, the expenses and living conditions are considerably lower. Here are a few key points to consider:

Living Quarters: Personnel living in military barracks do not incur monthly rental or mortgage expenses. This can be a significant savings for those just starting their career. Food Costs: The inclusion of a Dining Facility (DFAC) card in your paycheck covers the cost of meals. While there are occasional out-of-pocket expenses like dining in places off-post or purchasing snacks, these are relatively minor. Optional Expenses: Additional costs such as internet, cell phone, car insurance, and a vehicle can be managed by service members. However, it's common for young enlisted service members to find ways to minimize expenses, such as carpooling or participating in base vehicle programs to save on expenses.

For those who are more financially savvy and avoid unnecessary costs, the Army can indeed provide a decent standard of living. The absence of monthly rent and liberated from the immediate concerns of housing, maintenance, and utilities allows for a focused and sustained effort to save money.

Long-Term Savings and Benefits

Over time, the cumulative savings from being in the Army can be substantial. Here are a few additional benefits:

Thrift Savings Plan (TSP): Similar to a 401(k) plan, the Army offers the TSP, which allows you to contribute a portion of your income to a savings account that is managed on your behalf. This can significantly enhance your retirement savings over many decades. Veterans' Benefits: Post-military, veterans can access a range of benefits including health care, educational assistance, and housing programs. The 68W MOS may also provide additional resettlement assistance that can help in transitioning to civilian life. Travel and Housing: Service members also have access to travel and housing allowances that can be used flexibly, offering more options for amenities and living arrangements after their service.

Overall, while working as a 68W every single day for a living involves a unique set of challenges and responsibilities, the financial support and living conditions of the U.S. Military enable a sustainable living standard for many service members.

Conclusion

The answer to whether you can work as an Infantryman (68W) every single day for a living depends on individual financial management and career goals. With effective budgeting and a strategic approach, the U.S. Army can indeed provide a way to live and save as a 68W.